How Can Small Companies with Just 1 or 2 Employees Get a Good Benefits Plan?

By Letter M

Small businesses play a critical role in Canada’s economy, representing over 98% of all businesses in the country. Yet, many small business owners face challenges in providing their employees with competitive benefits, such as health and dental coverage. Even for micro-companies with just one or two employees, having access to a comprehensive benefits plan can […]

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Understanding Self-Funded Health & Dental Benefits: A Comprehensive Guide for Employers

By Michele Mactaggart

Providing a robust benefits package is crucial for attracting and retaining top talent. However, the cost of offering comprehensive health and dental benefits can be substantial, especially for small to medium-sized businesses, making it difficult to keep up with the competition. Many employers are looking for alternatives that offer more control over costs without sacrificing […]

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Managing Costs: Should You Pass Benefit Premiums on to Your Employees?

By Michele Mactaggart

Managing costs effectively is crucial for the sustainability and growth of any company. One significant expense that often comes under scrutiny is employee benefits and insurance premiums. Employee benefits, especially health insurance, represent a substantial portion of overall compensation costs. With the continuous rise in healthcare expenses, many businesses find it increasingly difficult to bear […]

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Prioritizing Wellness: Discussing Benefits with Your Team

By Michele Mactaggart

In today’s professional landscape, where work-life balance is often elusive, prioritizing wellness in the workplace has become more important than ever. As a leader or manager, it’s essential to initiate conversations about benefits and wellness with your team to ensure their overall health and productivity. Addressing these topics is crucial for fostering a positive and […]

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How can I lower my costs without reducing coverage for my employees?

By Michele Mactaggart

One of biggest challenges in finding a benefits plan for an SME is the concept of cost vs. functionality. No two people, let alone an entire workforce, are living the same life, facing the same challenges, or experiencing the same hardships at one time; so how can you as an employer get the most functionality […]

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How can benefits help make my business stronger?

By Michele Mactaggart

As a small business owner, you’ve signed on to wear many hats in your day-to-day operations: manager, accountant, customer service… maybe even occasional therapist. It’s a balancing act, but if you’ve been able to master it, congratulations! That’s no small feat. While many small businesses prove that a job or service can be well executed […]

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Benefits for Smaller Small Business

By Michele Mactaggart

Small businesses face tough challenges when it comes to recruiting (and retaining!) top talent because the job market is competitive, and as a small business owner, you’re competing with companies of all sizes. To remain successfully competitive in today’s business world, it’s imperative for small businesses to be offering employees real value, which means meeting […]

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Asking the Right Questions: Employee Benefits Surveys + Template

By Michele Mactaggart

There’s a phrase I like that says, “if you don’t ask, you’ll never know,” which I think applies to most things in life, and your employees’ job satisfaction is no different. But we usually only hear answers to the questions we’re asking, and sometimes miss out on pertinent information. It may be time to ask […]

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Holiday Giving: Benefits for All

By Michele Mactaggart

As our children eagerly count down the days until Santa’s arrival, thousands of charities across the country await donations and volunteering that will allow them to continue making a difference in their communities. According to Imagine Canada, over 40 percent of all annual donations happen the last eight weeks of the year. This year, the […]

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Hybrid Work Environments: Company Benefit or a Way of the Future?

By Michele Mactaggart

What used to be a luxury quickly became the only viable option for sustainable operation when things came to a halt back in 2020. If you were in an industry that didn’t require you to be physically present, well, you weren’t – and over the last two and a half years, companies have begun to […]

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