Smart business owners prepare for the unexpected.
If we learned anything in wake of the global pandemic, it is the importance of contingency planning. Unforeseen circumstances can have a dramatic impact on the sustainability of your business. Bensol Consulting can provide low-cost, high-value insurance solutions that give you peace of mind.
Disability and Critical Illness
If your income suddenly stopped, how long could you continue to pay your bills? Without disability income or critical illness insurance, you will be in a tough spot if your ability to work is taken away unexpectedly. No one ever wants bad things to happen, but the sad truth is, they do. It is much better to be prepared for these situations than to add financial hardship onto an already stressful situation.
If you are self-employed or own a small business, we can help you design a Disability and Critical Illness insurance plan that will provide financial support when you need it the most.
Disability Insurance will pay you a monthly income if you are unable to work due to an injury or illness.
Critical Illness Insurance will pay you a tax-free lump sum benefit if you are diagnosed with one of the covered critical illnesses.
We’re happy to explain more and answer all your questions. Just contact us and set up a free consultation!
Life Insurance
No one likes to talk about death, but a frank conversation now could save you a lot of stress down the road. We offer life insurance solutions to provide peace of mind knowing a plan is in place if the unthinkable happens.
Here are some options to choose from:
Partner & Key Person Life Insurance – the death of a key person in a small business can cause the immediate death of that company. Life insurance can help the company survive the blow of losing an employee that generates a large portion of the profits or possesses a skillset that vital to the organization.
Your company purchases a life insurance policy on the key employee, pays the premiums, and is the beneficiary of the policy. If that person unexpectedly dies, the company receives the insurance proceeds. The funds can be used to pay for the deceased partner’s shares, pay off debt, recruitment and/or training costs.
Personal Life Insurance – About 80% of people overestimate the cost of life insurance. Let us put your mind at ease. Get a quote from us today. Employees shouldn’t rely solely on their Group Life Insurance benefits. Many employees don’t have enough life insurance because they likely believe one of these common myths. We help educate your staff to make the right choice for their life insurance needs.
