Understanding Self-Funded Health & Dental Benefits: A Comprehensive Guide for Employers

By Michele Mactaggart

Providing a robust benefits package is crucial for attracting and retaining top talent. However, the cost of offering comprehensive health and dental benefits can be substantial, especially for small to medium-sized businesses, making it difficult to keep up with the competition. Many employers are looking for alternatives that offer more control over costs without sacrificing […]

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Cultivating Conversation on Mental Health in the Workplace

By Michele Mactaggart

With growing awareness of how mental wellbeing impacts productivity, job satisfaction and overall quality of life, it’s more essential than ever for employers to foster a culture that prioritizes mental health. This involves not only creating mental health-friendly policies, but also encouraging open and honest discussion about mental well-being among employees. “Often, when talking mental […]

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Managing Costs: Should You Pass Benefit Premiums on to Your Employees?

By Michele Mactaggart

Managing costs effectively is crucial for the sustainability and growth of any company. One significant expense that often comes under scrutiny is employee benefits and insurance premiums. Employee benefits, especially health insurance, represent a substantial portion of overall compensation costs. With the continuous rise in healthcare expenses, many businesses find it increasingly difficult to bear […]

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At renewal time, should I shop out my plan for the best deal?

By Michele Mactaggart

The joys of renewal time; when the temptation to shop around for a new plan can be oh-so-alluring. But before you dive headfirst into the world of comparison shopping, let’s take a moment to consider why sticking to your current plan might actually be the smarter move. First things first, let’s talk stability. Switching benefits […]

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How can I lower my costs without reducing coverage for my employees?

By Michele Mactaggart

One of biggest challenges in finding a benefits plan for an SME is the concept of cost vs. functionality. No two people, let alone an entire workforce, are living the same life, facing the same challenges, or experiencing the same hardships at one time; so how can you as an employer get the most functionality […]

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Can Benefits Save my Employees a Trip to the Doctor During Working Hours?

By Michele Mactaggart

The short answer? YES! Over the years, we’ve established that the most competitive businesses rely on a healthy and happy workforce. Without competitive healthcare benefits, it’s harder to create a winning workplace where talent can thrive. After all, 78% of employees report that they’re more likely to stick around for the long haul if their employers offer […]

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How can benefits help make my business stronger?

By Michele Mactaggart

As a small business owner, you’ve signed on to wear many hats in your day-to-day operations: manager, accountant, customer service… maybe even occasional therapist. It’s a balancing act, but if you’ve been able to master it, congratulations! That’s no small feat. While many small businesses prove that a job or service can be well executed […]

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Benefits for Smaller Small Business

By Michele Mactaggart

Small businesses face tough challenges when it comes to recruiting (and retaining!) top talent because the job market is competitive, and as a small business owner, you’re competing with companies of all sizes. To remain successfully competitive in today’s business world, it’s imperative for small businesses to be offering employees real value, which means meeting […]

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On the Rise: Trending Benefits of 2023

By Michele Mactaggart

Employee benefits have gained attention over the past few years, and rightfully so. Today’s growing Millennial and Gen Z workforce understands the importance of basic healthcare, and the advantages of working for an employer that offers other types of benefits that support their lives outside work. As we navigate an age of high turnover and […]

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Asking the Right Questions: Employee Benefits Surveys + Template

By Michele Mactaggart

There’s a phrase I like that says, “if you don’t ask, you’ll never know,” which I think applies to most things in life, and your employees’ job satisfaction is no different. But we usually only hear answers to the questions we’re asking, and sometimes miss out on pertinent information. It may be time to ask […]

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